55 important financial questions to ask your partner
There are many money questions for couples, and it can be confusing if you don’t know which questions to ask. So we have categorized all financial questions to ask your partner depending on your relationship stage.
15 money questions to ask when you’re newly dating
This is the stage where you and your partner are still in the phase where you’re discovering things about each other. You still spend so much time dating, talking on the phone, and even sending sweet messages.
Of course, we have to be careful not to scare this person with financial questions to ask your partner, right?
So here are 15 questions that will give you a hint of how your partner handles their finances.
“Did you get an allowance when you were young?”
This question will show you the person’s experience with money since they were kids.
“When did you start working?”
Some people started working at an early age to earn money; some had the privilege to finish school and even rest before looking for a job.
“What is the nature of your work?”
By knowing the nature of a person’s work, you will know how financially stable this person is and the average income for their profession.
“What do you do with your vacation?”
How a person spends his vacation can pretty much tell you how he spends money.
“What is your dream vacation?”
Does this person want a grand vacation or would save for the future? This question can give you an insight into how this person plans for his future.
“Is this already your dream job?”
This question will answer if you’re dating someone who’s happy with his work and what they aspire to achieve in their life.
“What do you do with your free time?”
Is this person a workaholic, a bookworm, or a person who would have fun on the weekend?
“If you won $500,000, how would you spend it?”
Situational questions can be fun, but they can tell you more about how your partner spends.
“Do you consider yourself a spender or a saver?”
This is a more directed question about money and spending. You can weigh your partner’s answer to their actions.
“Do you think I’m a saver or a spender and why?”
This question will also give you information about how your partner views your spending habits.
“Do you love shopping?”
Does this person love shopping or someone who would instead save for the future?
“What do your parents do? Do they still work?”
It’s nice to know about your partner’s family. Do they still have to work, or are they enjoying their pension?
“Should we have one savings account or a separate one?”
Would you and your partner decide to share one savings account, or would you feel more comfortable having separate ones? Whatever works for you and your fiancé will be the best decision for your future marriage.
10 money questions to ask when you’re already married
Congratulations! You’re now married and on your way to creating your own family. Of course, you and your spouse should now consider talking about your finances in the long term. Here are some questions that might guide you.
“What do you think about our spending habits?”
This is where the both of you start to talk to each other about your spending habits. You can also point out where you can improve.
“What do you think we can do to be better?”
Be open to each other and let your spouse know if something is bothering you.
“What are our goals as a couple?”
This is another good financial question to ask your spouse. Goal setting is always nice when it comes to finances.
Opening the topic of finances or money can be tricky, and for some, even offensive. However, with the right approach and using the right words, you can incorporate these financial questions to ask your partner into your conversations.
These questions will help you and your relationship. It will allow both of you to understand how to spend, share, and save your hard-earned money for your future.
If you feel disconnected or frustrated about the state of your marriage but want to avoid separation and/or divorce, the marriage.com course meant for married couples is an excellent resource to help you overcome the most challenging aspects of being married.
Sylvia Smith loves to share insights on how couples can revitalize their love lives in and out of the bedroom. As a writer at Marriage.com, she is a big believer in living consciously and encourages couples to adopt this principle in their lives too. Sylvia believes that every couple can transform their relationship into a happier, healthier one by taking purposeful and wholehearted action.