They say you shouldn’t mix love with money, but the reality is completely different. Being married means you cannot ignore financial aspects, and not being on the same wavelength when it comes to money can lead to conflicts and disconnection. Getting financial education is vital for all individuals and couples. What about your marriage? Are your finances safe and shipshape, or your financial situation is a disaster? Take this quiz to find out!
1. How often do you get into money disputes with your partner?
A. Never
B. Rarely
C. Occasionally
D. Often
2. Do you hide expenses from your spouse?
A. Never
B. Rarely, and it's small amounts
C. Sometimes
D. Often
3. Have you ever borrowed money?
A. I don't need more money than what I have, I never borrow
B. Just once or twice in my life
C. I do that often, yes
D. Sure, how else do you expect to live a good life
4. Do you give loans to friends?
A. Only to the family
B. Only to some friends and family
C. Yes, if I have the money to loan
D. Of course, always
5. Do you and your partner have a joint bank account?
A. Yes, of course
B. No, but we know each other's pins
C. Yes, but we don't use it
D. No, we don't need one
6. Who pays the bills at home?
A. We pay everything together
B. One of us that has more money
C. It's always a problem who should pay for what
D. Not me
7. What do you think about your spouse’s spending habits?
A. They're fine
B. They could be better
C. I am not pleased with them
D. They are awful and will lead to bankruptcy
8. Do you both know how much the other person earns?
A. Yes, of course we do
B. Yes, I think so
C. We have an idea
D. No, no really
9. Do you and your spouse have long-term financial plans?
A. Yes, and we know exactly what we want to achieve
B. Yes, but they are a bit vague
C. Not really
D. We don't have any financial plans at all
10. Are you both actively saving for retirement?
A. Yes
B. Only one of us
C. No
D. No, and even more, we are in debt
11. Who manages financial affairs in your family?
A. We do it together and even involve kids
B. Both of us
C. Just one of us
D. Nobody
12. What does money mean to you?
A. A way to live a decent life and secure well being
B. Something that needs to be managed carefully
C. A bit of a headache
D. A big problem
13. Do you have a plan in case one of you loses their job?
A. Yes, we can live off of one person's income
B. We would find a solution on the spot
C. Not really
D. No, and it would lead to disaster
14. What do you think when your partner brings up the topic of money?
A. I like discussing these things so that we are on the same page
B. We'll talk about it and do something more pleasant afterwards
C. Oh, not again
D. Can I just disappear
15. Do you manage to save money?
A. Yes, we save a large amount of money every month
B. Yes, but not the same amount every month
C. Yes, but not much
D. Not at all
