Money and marriage can often introduce a series of disagreements, secrets, and conflicts.
If you are stressed about money, disappointment, frustration, and unwanted surprises fill up your life.
Nerves wear thin, and your perspective becomes utterly chaotic.
If one doesn’t tread with caution and seek timely financial help, losses may be more than just financial stress.
Don’t let money issues in marriage ruin your relationship with your spouse.
Money problems in marriage don’t need to have a lingering, looming presence in a couple’s life.
By seeking financial planning for couples, and uprooting the causes that contribute to financial issues in marriage, a couple can keep financial dishonesty in marriage at bay, and maintain the equilibrium of finances in marriage.
The following tips on marriage and money can help you fight and wade through the financial stress in marriage, solidly and successfully.
1. Talk openly, communicate and set goals
Financial stress brings a lot of unanswered questions along with pressures, like, “What will happen now?” or “How will we survive this?” etc.
Financial bullies are dangerous. Finnacial bullying is a sign of an abusive marriage.
If your spouse is withholding funds, refusing you access to funds, hiding debts, or following a strict protocol for spending and budgeting, then it is symptomatic of financial abuse in marriage.
Financial counseling for couples is absolutely imperative if it seems unfixable on your own and it’s come to the point where it’s no longer possible to talk to your spouse about the increasing lack of financial transparency or compatibility.
For a successful budget, both spouses should agree on it and then commit to it.
Evaluate the lifestyle implications of your new financial plan, clarify the choices and sacrifices, being made by both of you as a couple, express your concerns and hesitations and produce a budget that will work to make your situation better.
12. Stay in control
Financial stress in marriage will surely tempt you to throw up your hands in defeat.
But remember, a cool head and mutual support system, believing in each other and stubbornly following your anti-financial stress plan, will give you that ultimate control over this dire situation and help you pass this crisis with success.
13. Do not be afraid to dream
No matter how burdened financial stress makes a marriage feel, always keep your dreams alive for a better future together.
Such a storm shall too come to pass.
A key take-away for couples to manage financial stress in marriage is to build healthy financial habits.
Discuss your goals, build an emergency fund, focus on monthly savings and have weekly money dates to talk about marriage finances with your significant other.
This list of advice will help you make the most crucial decisions regarding marriage finances.
Following one step at a time will help you become open about money, grow trust and intimacy in your relationship and keep financial stress in marriage away.
If you feel disconnected or frustrated about the state of your marriage but want to avoid separation and/or divorce, the marriage.com course meant for married couples is an excellent resource to help you overcome the most challenging aspects of being married.
Rachael Pace is a noted relationship writer associated with Marriage.com. She provides inspiration, support, and empowerment in the form of motivational articles and essays. Rachael enjoys studying the evolution of loving partnerships and is passionate about writing on them. She believes that everyone should make room for love in their lives and encourages couples to work on overcoming their challenges together.