She's hurting my credit!
I didn’t realize when I got married that my wife’s credit score was so low.
I’ve worked hard all my life and have a pretty good credit rating.
She’s got some student loans she’s paying off and a few high balances on some credit cards.
She works hard and has always worked hard.
She put herself through school with 2 kids.
My credit score is almost 100 pts higher than hers and she doesn’t understand why I we argue about her credit so much.
I’m trying to maintain my 780 but she’s not working hard enough to bring up her score.
What should I do?
A person’s credit rating is everything in the world. When you start looking at buying a home, car, or any big purchase item a person’s credit score is like, life or death. If she is only 100pts under you, I am slightly confused with your concern over her credit score. I can understand if both of you are trying to buy a house, but if it’s just because she’s not where you are, then you sound pretty silly. I wouldn’t be complaining about my wife’s credit score.